HDFC Platinum Debit Card Apply Online

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HDFC Platinum Debit Card Apply Online

HDFC Platinum Debit Card is a premium debit card offered by HDFC Bank. It is designed to cater to high-end customers who prefer luxury and convenience. The card comes with many benefits, including cashback offers, travel privileges, dining discounts, fuel surcharge waivers, and much more. Customers can apply for this card online by visiting the HDFC Bank website or mobile app.

HDFC Bank, one of India’s leading private banks, offers a wide range of financial products and services to its customers. Among its many offerings, HDFC Bank’s debit card has several attractive benefits, including a high daily shopping limit of Rs. 5 Lakh and a daily ATM withdrawal limit of Rs. 2 Lakh.

The bank also offers free ATM transactions at its own ATMs for savings and salary accounts and an unlimited number of transactions for current accounts. In addition, customers can earn cashback points on various purchases and enjoy additional benefits such as lounge access, insurance coverage, and debit card EMI. However, it’s worth noting that the bank charges Rs. 21 for each ATM transaction beyond the free limit, and the number of free transactions at other bank ATMs is limited depending on the type of account and the city.

One of the key features of the HDFC Platinum Debit Card is its international acceptance. Users can use this card for shopping and withdrawing cash from ATMs across the globe. The card also provides emergency services such as lost card liability protection and emergency hotel/travel assistance services in case of any unforeseen events during travel.

Eligibility Criteria

If you’re interested in obtaining the HDFC Bank Platinum Debit Card, there are certain eligibility criteria that you must meet. To be eligible for this card, you must be an Indian resident or NRE. Additionally, the primary requirement is that you must hold one of the following with HDFC Bank: Savings Account, Current Account, Super Saver Account, Loan Against Share Account (LAS), or Salary Account. If you meet these requirements, you can apply for the HDFC Bank Platinum Debit Card and start enjoying its benefits.

Benefits of the Card

The HDFC Platinum Debit Card is not just any other regular debit card. It comes loaded with a host of benefits and features that cater to the needs and preferences of its users. One such feature is the activation and milestone benefits offered by the card. These benefits are usually associated with credit cards, but HDFC has gone above and beyond to ensure that its debit card customers also enjoy them.

With the HDFC Platinum Debit Card, you can avail yourself of activation bonuses when you activate your card for the first time. This could range from cashback offers on your initial transactions or reward points that can be redeemed on purchases made using the card. Additionally, milestone benefits come into play when you spend a certain amount using your debit card in a given period. These could include vouchers, discounts, or exclusive partner outlet privileges.

Contrary to popular belief, debit cards can also offer attractive benefits beyond just cash withdrawals and shopping. The HDFC EasyShop Debit Card is one such card that provides its users with activation and milestone benefits. Upon activation of the card, customers can enjoy a welcome benefit in the form of a Lifestyle voucher worth Rs. 500. Additionally, from April 1, 2022, to June 30, 2022, HDFC Bank is offering a special promotion where users who spend Rs. 40,000 or more within the first 90 days of card issuance will be eligible for a Lifestyle voucher worth Rs. 2,000. With these benefits, HDFC EasyShop Debit Cardholders can enjoy a little something extra when they use their card for their daily purchases.

In conclusion, if you’re looking for a debit card that goes beyond just basic banking services, then the HDFC Platinum Debit Card may be worth considering. With its activation and milestone benefits, it provides a great incentive to make use of your funds through electronic transactions while enjoying added perks along the way.

Online Application Process

To apply for the HDFC Bank EasyShop Platinum Debit Card, you can follow either an offline or an online application process. If you choose to apply offline, you can download the application form from the HDFC Bank website, fill it, and submit it at your nearest HDFC Bank branch. The bank will deliver the debit card to your mailing address upon submission and verification. For the online application process, you can use HDFC Bank NetBanking or visit the bank’s official website. However, note that to avail of this debit card, you must hold a savings account with HDFC Bank. In case you do not have an account with the bank, you will first need to open one to apply for the HDFC Bank EasyShop Platinum Debit Card.

Additional Information Needed

In addition to the benefits mentioned earlier, the HDFC Bank EasyShop Platinum Debit Card comes with a host of other features. For example, you can take advantage of the No Cost EMI option when making purchases of furniture, electronics, smartphones, and apparel. Additionally, you can convert any purchases above Rs. 500 into EMIs. To check your eligibility for availing of Debit Card EMI, simply send an SMS with the text “MYHDFC” to 5676712 using your registered mobile number.

When it comes to fuel surcharge, you don’t have to pay any extra fees for fuel transactions done via HDFC Bank swipe machines. The HDFC Bank EasyShop Platinum Debit Card also offers various insurance benefits, such as death cover for air/road/travel for up to Rs. 12 Lakhs, international air coverage of Rs. 3 Crore (on purchasing an air ticket with this debit card), fire and burglary cover of Rs. 2 Lakh (for items purchased with the card), and loss of checked baggage cover of Rs. 2 Lakh.

Moreover, the HDFC Bank EasyShop Platinum Debit Card also provides airport lounge access, offering 2 access to clipper lounges per quarter at airports across India. This benefit can be particularly useful for frequent travelers who don’t want to apply for a credit card with airport lounge access. However, if you’re looking for more extensive benefits across lounge access, such as more visits, access to international lounges, and priority pass membership, then you should consider applying for a credit card over a debit card.

Fees and Charges

While HDFC Bank’s debit card comes with various benefits, it’s important to keep the associated fees in mind to avoid surprises. For instance, if you need to replace your lost or damaged card, you’ll be charged a Card Replacement Fee of Rs. 200. Similarly, if you want to generate a new PIN for your card, there’s an ATM PIN Generation Fee of Rs. 50. Additionally, if you exceed the number of free transactions at an ATM, you’ll be charged Rs. 21 per transaction. Finally, if you use your debit card for foreign transactions, be aware that there is a Foreign Exchange Mark-up Fee of 3.5%, in addition to taxes. By keeping these fees in mind, you can ensure that you make the most of your HDFC Bank debit card while avoiding unnecessary charges.


In conclusion, applying for an HDFC Platinum Debit Card online is a hassle-free and convenient process. With just a few clicks, you can fill out your personal details and submit your application. Once approved, the card will be delivered to your doorstep within a few working days.

The HDFC Platinum Debit Card comes loaded with benefits such as cashback offers on purchases made using the card, airport lounge access, fuel surcharge waiver at petrol pumps across India and much more. Moreover, you can earn reward points every time you spend using the card which can be redeemed against a range of products or services.

Overall, if you are looking for a debit card that offers great value for money along with exclusive benefits and rewards then the HDFC Platinum Debit Card is definitely worth considering. So go ahead and apply for it today to enjoy its many perks!

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